Pat Herman Claims Fourth Top Prize In 'Lifetime Riches' Scratch Game
DES MOINES, Iowa - A Mason City man got a belated birthday surprise this week: a $1 million lottery prize.
Pat Herman, who turned 51 on Monday, claimed the $1 million top prize Friday in the "Lifetime Riches" instant-scratch game. He is Mason City's second big winner in as many years. Lonnie Sandberg of Mason City claimed a $1 million prize in the Mega Millions® jackpot game in October.
"When the guy that checked my ticket verified it, he about fell over he was so excited," Herman said as he claimed his prize.
Herman had a winning streak Tuesday that started when he won $50 on another scratch ticket. He decided to stop at Kum & Go, 1224 N. Federal Ave in Mason City, to cash it in. And Herman said that when he wins a prize like that, he sometimes uses part of his winnings to buy a $20 scratch ticket, in this case, Lifetime Riches.
"I took my ticket and went out to my truck and scratched it," Herman said. "I was down to my last two numbers and I saw the '$40,000.' I scratched a little further and I saw 'a year.' I scratched a little further and I saw 'for 25 years.' And then I started shaking."
Herman said he went back into the store right away to have his ticket checked, then went home to take some time to think about his big win and do some planning.
And that's when he learned that his brother, Steve Herman, who lives next door to him, also had a connection to the big winning ticket. Steve Herman had stopped at the Kum & Go the night before and also bought a Lifetime Riches ticket, only he didn't win a prize. When they started talking about it later, Steve realized his ticket had been the one on the roll right ahead of his brother's big winner.
"I saw the ticket and I was looking at it and I knew I'd bought one the night before," Steve Herman said. "And his was No. 11 and I knew mine was No. 12."
So is there some sibling rivalry going on?
"Not a bit," Steve Herman said. "It's good. At least it's him."
Pat Herman, 51, works as a welder at Curries, a manufacturing facility in Mason City that produces steel doors and frames for commercial buildings such as hospitals.
He said he already had a new Ford pickup ordered before his big win, and winning the prize will help make paying for the truck a little easier.
"It will be paid off," he said with a smile.
Lifetime Riches is a $20 scratch game. When players match any of "your numbers" to any "winning number" in the play area on each ticket, they win the prize shown for that play area. If they find a "star" symbol, they win the prize shown instantly, and if they find the "5X" symbol, they win five times the prize shown for that symbol.
Herman claimed the fourth top prize of $1 million in Lifetime Riches, leaving four $1 million prizes still up for grabs in the game. Players who win the top prize have the option of receiving it in annuitized payments over time or as a one-time, lump-sum payment.
Winners who choose the annuity option will receive $40,000 per year for a period of 25 years. If the winner chooses to receive the lump-sum payment, he/she will receive $650,000 before taxes. Herman chose to receive his winnings in a lump-sum payment.
Top Prize: $1 million
Chosen to receive as: $650,000 lump-sum payment
Federal withholding: $162,500 (25 percent)
State withholding: $32,500 (5 percent)
Net amount: $455,000